Business Checking Accounts

Every business is unique.

That’s why Pacific Valley Bank offers business owners a number of checking account options that are simple to understand. Learn which one best fits your business needs:

Business Checking Accounts
 Account Type

Earns Interest*

Monthly Service Charge

Monthly Service Charge Minimum Balance

Account Features

Small Business

No

$6.00

$500(1)

First 50 debits per monthly statement cycle at no cost.(1)

Business

No

$10.00

$2,500(2)

First 100 debits per monthly statement cycle at no cost.(2)

Business Interest

Yes

$9.00

$5,000 or $10,000(3)

First 50 debits and first 20 deposits per monthly statement cycle at no cost.(3)

Attorney Trust - IOLTA

Yes

None

None

All monthly debits and credits.

Analysis Checking

No

$20.00

None

See Account Terms

MSB / Check Cashing

No

Varies

None

See Branch for Account Terms (4)

* Interest rates are subject to change at any time.  Contact a local branch for current posted interest rates or for further information.

(1) A service charge of $6.00 will be imposed each monthly statement if the average available balance falls below $500. First 50 debit transactions per monthly statement cycle are at no cost, thereafter the cost is $.10 per debit transaction in excess of 50.

(2) A service charge of $10.00 will be imposed each monthly statement if the average available balance falls below $2,500. First 100 debit transactions per monthly statement cycle are at no cost, thereafter the cost is $.10 per debit transaction in excess of 100.

(3) A service charge of $9.00 will be imposed each monthly statement if the minimum daily balance falls below $5,000 or the average monthly balance of $10,000 is not maintained. First 50 debit transactions and first 20 deposits or credit transactions per monthly statement cycle are at no cost, thereafter the cost is $.12 per debit transaction in excess of 50 and the cost is $1.20 per deposit or credit transaction in excess of 20.

(4) Applies to existing MSB/ Check Cashing Clients only.

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